What Does Hail Damage Do to a Roof?
Hail damage can cause significant harm to a roof, and it’s essential to understand the different types of damage that can occur. Here are the four types of damage that hail can cause to a roof:
Seal Integrity Damage
Hail can cause damage to the seal integrity of a roof, which can lead to leaks. When hail hits a roof, it can cause the sealant around the roof’s edges to crack or break, which can allow water to seep into the roof’s structure.
Fiberglass Mat Damage
Fiberglass mat damage is another type of damage that hail can cause to a roof. The fiberglass mat is an essential component of a shingle, and it provides strength and durability to the shingle. When hail hits a shingle, it can cause cracks or breaks in the fiberglass mat, which can weaken the shingle.
Roof Shingle Damage
Roof shingle damage is another type of damage that hail can cause. When hail hits a shingle, it can cause dents or cracks in the shingle, which can lead to leaks and other problems.
Granule Damage
Granule damage is another type of damage that hail can cause to a roof. The granules on a shingle are there to protect the shingle from UV rays and other environmental factors. When hail hits a shingle, it can knock off some of the granules, which can lead to further damage.
What Does Hail Damage Look Like on a Roof?
Hail damage can be difficult to detect, especially if you don’t know what to look for. Here are some signs that your roof may have hail damage:
- Dents or cracks in the shingles
- Missing granules on the shingles
- Bruises or soft spots on the shingles
- Cracks or breaks in the fiberglass mat
- Leaks in the roof
If you notice any of these signs, it’s essential to have your roof inspected by a professional. They can assess the damage and recommend the best course of action.
Can Hail Damage to a Roof be Repaired?
Yes, hail damage to a roof can be repaired. The extent of the damage will determine the type of repair that is needed. If the damage is minor, it may be possible to repair the roof without replacing it. However, if the damage is severe, it may be necessary to replace the entire roof.
What Happens When You Ignore Roof Repairs?
Ignoring roof repairs can lead to more significant problems down the road. If you don’t repair your roof after hail damage, it can lead to leaks, mold growth, and other issues. These problems can be costly to fix and can cause damage to your home’s structure.
Is a Hail Damaged Roof Covered by Insurance?
If your roof has been damaged by hail, you may be wondering if your insurance policy covers the damage. The answer is that it depends on your policy and the extent of the damage.
Most homeowners’ insurance policies cover hail damage to a roof, but there are some exceptions. For example, if your roof was already damaged before the hailstorm, your insurance policy may not cover the damage caused by the hail.
It’s essential to review your insurance policy to understand what is covered and what is not. If you’re unsure about your coverage, contact your insurance agent or company for more information.
In general, if your roof has been damaged by hail, you should file an insurance claim as soon as possible. Your insurance company will send an adjuster to assess the damage and determine if it’s covered under your policy.
If the damage is covered, your insurance company will pay for the repairs or replacement of your roof. If the damage is not covered, you will be responsible for paying for the repairs or replacement out of pocket.
